[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.patriot-x.cz\/povinne-ruceni\/#Article","mainEntityOfPage":"https:\/\/www.patriot-x.cz\/povinne-ruceni\/","headline":"Povinn\u00e9 ru\u010den\u00ed","name":"Povinn\u00e9 ru\u010den\u00ed","description":"Tento zau\u017e\u00edvan\u00fd, ale nespr\u00e1vn\u00fd n\u00e1zev pro poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidla, zahrnuje pojistnou ochranu zdrav\u00ed a majetku t\u0159et\u00edch osob, j\u00edm\u017e byla […]","datePublished":"2019-12-14","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.patriot-x.cz\/author\/#Person","name":"","url":"https:\/\/www.patriot-x.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"patriot-x.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.patriot-x.cz\/wp-content\/uploads\/img_a364599_w4283_t1577290717.jpg","url":"https:\/\/www.patriot-x.cz\/wp-content\/uploads\/img_a364599_w4283_t1577290717.jpg","height":0,"width":0},"url":"https:\/\/www.patriot-x.cz\/povinne-ruceni\/","about":["Finance"],"wordCount":414,"articleBody":"Tento zau\u017e\u00edvan\u00fd, ale nespr\u00e1vn\u00fd n\u00e1zev pro poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidla, zahrnuje pojistnou ochranu zdrav\u00ed a majetku t\u0159et\u00edch osob, j\u00edm\u017e byla \u0161koda zp\u016fsobena p\u0159i provozov\u00e1n\u00ed vozidla. Toto poji\u0161t\u011bn\u00ed mus\u00ed b\u00fdt uzav\u0159eno nejen pro vozidla, jsou na pozemn\u00edch komunikac\u00edch provozov\u00e1na, ale i pro vozidla, kter\u00e1 nejezd\u00ed a jsou ponech\u00e1na na pozemn\u00ed komunikaci.D\u016fle\u017eit\u00e9 je v\u011bd\u011bt \u017ee povinn\u00e9 ru\u010den\u00ed slou\u017e\u00ed k\u00a0\u00fahrad\u011b \u0161kod, vznikl\u00fdch t\u0159et\u00edm osob\u00e1m, tedy nikoli k\u00a0\u00fahrad\u011b po\u0161kozen\u00ed vozidla vin\u00edka dopravn\u00ed nehody. K\u00a0tomu se uzav\u00edr\u00e1 havarijn\u00ed poji\u0161t\u011bn\u00ed, to povinn\u00e9 nen\u00ed a je na \u00favaze ka\u017ed\u00e9ho motoristy, zda s\u00a0ohledem na st\u00e1\u0159\u00ed a stav sv\u00e9ho vozu havarijn\u00ed poji\u0161t\u011bn\u00ed uzav\u0159e.V\u00fd\u0161e pojistn\u00e9ho u povinn\u00e9ho ru\u010den\u00ed je ovlivn\u011bna zvolen\u00fdm rozsahem pojistn\u00e9ho kryt\u00ed, tedy jak\u00e9 \u0161kody a do jak\u00e9 v\u00fd\u0161e bodu z\u00a0pojistky uhrazeny, tak\u00e9 druhem a typem vozidla, zdvihov\u00fdm objemem jeho motoru a st\u00e1\u0159\u00edm vozu. V\u00a0\u00favahu se bere i v\u011bk a bydli\u0161t\u011b pojistn\u00edka, stejn\u011b jako fakt, jestli je pojistn\u00edk \u010dast\u00fdm vin\u00edkem dopravn\u00edch nehod.Dokladem o uzav\u0159en\u00ed povinn\u00e9ho ru\u010den\u00ed je zelen\u00e1 karta, taje a\u017e na v\u00fdjimky p\u0159\u00edmo na n\u00ed uveden\u00e9, mezin\u00e1rodn\u011b uzn\u00e1v\u00e1na. \u0158idi\u010d je povinen m\u00edt ji u sebe p\u0159i provozov\u00e1n vozidla prok\u00e1zat tak uzav\u0159en\u00e9 a platn\u00e9 povinn\u00e9 ru\u010den\u00ed nap\u0159\u00edklad p\u0159i silni\u010dn\u00ed kontrole.P\u0159i stanoven\u00ed v\u00fd\u0161e pojistn\u00e9ho i p\u0159i n\u00e1sledn\u00e9m pojistn\u00e9m pln\u011bn\u00ed se bere v\u00a0\u00favahu amortizace vozidla. Ta ozna\u010duje v pr\u016fb\u011bhu \u010dasu sni\u017euj\u00edc\u00ed se hodnotu vozu, je v\u00fdznamn\u00e1 p\u0159edev\u0161\u00edm u star\u0161\u00edch voz\u016f, v \u00favahu se bere i po\u010det najet\u00fdch kilometr\u016f. Obecn\u011b lze \u0159\u00edci, \u017ee \u010d\u00edm je v\u016fz star\u0161\u00ed a \u010d\u00edm v\u00edce m\u00e1 ujet\u00fdch kilometr\u016f, t\u00edm bude vypo\u010dten\u00e1 amortizace vy\u0161\u0161\u00ed a tedy poji\u0161\u0165ovnou vyplacen\u00e1 \u010d\u00e1stka ni\u017e\u0161\u00ed.Za provozov\u00e1n\u00ed vozidla nebo jeho ponech\u00e1n\u00ed na pozemn\u00ed komunikaci m\u016f\u017ee b\u00fdt ud\u011blena fyzick\u00e9 osob\u011b pokuta ve v\u00fd\u0161i 5 a\u017e 40 tis\u00edc korun. Jestli\u017ee poji\u0161t\u011bn\u00ed zaniklo a do 14 dn\u016f nebylo uzav\u0159eno nov\u00e9, je \u0159idi\u010d povinen odevzdat org\u00e1nu evidence vozidel registra\u010dn\u00ed zna\u010dky a osv\u011bd\u010den\u00ed o registraci.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Povinn\u00e9 ru\u010den\u00ed","item":"https:\/\/www.patriot-x.cz\/povinne-ruceni\/#breadcrumbitem"}]}]